AI pattern

Prediction and scoring use cases

Machine learning models that estimate a probability or value, such as credit risk, churn or propensity to buy.

Use cases
58
Deployments
218
Organizations
195
Outcome disclosed
60%

58 Prediction and scoring use cases

195 organizations in 27 countries run these use cases in public. 60% of those 218 deployments disclose a measurable outcome.

Telecommunications

Agentic AI for autonomous, intent based network operations

AI agents that run closed loops over a telecom network: they take an intent from the operator (for example a latency or availability target for a service), observe the network, diagnose deviations and execute corrective actions across radio, transport and core, within guardrails set by engineers and with human approval for major changes.

Deployments
6 public, best grade B
Reported cycle time reduction
at least 95%
Deutsche Telekom, organization claim
Cross industryTechnology and software

AI agent for cloud cost optimization and FinOps

An AI agent that continuously reads an organization's cloud usage and billing data, uses machine learning to separate normal spend from waste, and either rightsizes resources and buys a mix of committed capacity matched to forecast usage on its own within set limits, or proposes higher risk changes for an engineer to approve.

Deployments
2 public, best grade C
Reported cost reduction
at least 40%
Akamai Technologies, organization claim
BankingPayments and cards

AI agent for fraud alert triage

An AI agent that works the fraud alert queue behind the scenes as the analyst's first pass, without contacting the customer: it enriches each alert with customer, device and payment context, closes clear false positives under documented rules, merges duplicates, and routes genuine risk to an analyst with a drafted rationale.

Deployments
2 public, best grade C
Autonomy
Supervised agent
Logistics and transportation

AI agent for freight dispatch and load matching

An AI agent that does the coordination work behind moving a truckload: reading an emailed quote request and replying with a price, ranking which loads to show which carriers, matching pickup and delivery details to an open dock appointment slot, and chasing the exceptions, so a broker's or carrier's own staff plan lanes and handle disputes instead of typing quotes and making appointment calls.

Deployments
3 public, best grade B
Reported conversion uplift
12%
Uber Freight, organization claim
Cross industryHealthcare

AI agent for outbound reminders and confirmations by voice and messaging

An AI agent that contacts customers about something they already booked or ordered (an appointment, a delivery, a reservation or a service visit) to remind them, confirm attendance and let them cancel or move it in the same conversation, by phone, SMS, WhatsApp or email. It is operational service outreach, not marketing: nothing is sold, and success is measured in kept appointments and reused slots, not in conversion.

Deployments
4 public, best grade B
Autonomy
Supervised agent
Cross industryTechnology and software

AI agent for outbound sales prospecting and personalized outreach

An AI agent that researches target accounts and contacts, drafts personalized outbound outreach (emails, LinkedIn messages and call scripts) from the campaign, the prospect's context and the sales goals, and sequences the follow ups, with a sales development rep approving or sending every message.

Deployments
7 public, best grade C
Autonomy
Copilot
Healthcare

AI agent for patient appointment scheduling, reminders and no show reduction

An AI agent that books, moves and cancels patient appointments by phone and messaging while following the provider's scheduling rules (referral, triage level, clinician and visit type, preparation), confirms and reminds patients in two way conversations, predicts who is likely to miss an appointment, and offers freed slots to patients on the waiting list. Unlike a general branch and appointment booking agent, it writes into the electronic health record and must respect clinical constraints, so anything clinical goes to staff.

Deployments
6 public, best grade B
Reported containment rate
30%
Howard Brown Health, vendor claim
BankingPayments and cards

AI agent for personalized offers and rewards

A customer facing AI agent for banks and card issuers that picks the offer, reward or loyalty action most relevant to each customer at each moment from their transactions and context, delivers it in the app, in messaging or through a colleague, and helps the customer understand, track and redeem rewards in conversation. Unlike campaign personalization, it works inside the customer's own account and loyalty relationship, one moment at a time.

Deployments
3 public, best grade B
Autonomy
Autonomous
Energy and utilities

AI analytics for smart meter and AMI data

AI that turns the flood of readings from smart electricity, gas and water meters into usable information: it monitors meter and network health at scale, estimates which appliances drive a household's usage from the meter signal alone, flags unusual consumption, and targets efficiency and electrification programmes at the customers who will benefit most, instead of a utility treating every meter and every customer the same way.

Deployments
2 public, best grade C
Autonomy
Assist
Capital marketsWealth and asset management

AI assistant for deal sourcing and M&A due diligence

An AI assistant that screens the market for acquisition or investment targets, builds company profiles, and speeds up due diligence by reading data room documents, extracting key terms and risks and drafting the investment or diligence memo, for the deal team to verify and decide.

Deployments
4 public, best grade B
Reported productivity gain
up to 80%
Datasite, vendor claim
BankingCross industry

AI cash flow forecasting for corporate treasury

Machine learning and conversational analytics, offered by some banks inside their cash management platforms, that categorise a company's cash flows, forecast positions across accounts and currencies, and answer treasurers' questions in plain language, so the treasury team decides on funding and idle balances with better information and less spreadsheet work.

Deployments
5 public, best grade B
Reported productivity gain
about 90%
JPMorgan Chase, organization claim
Banking

AI cash flow underwriting for small business loans

An underwriting engine that assesses a small business's repayment capacity from live bank transactions, point of sale and payment flows, receivables and accounting data instead of audited accounts, and returns a decision recommendation with the evidence and reasons behind it.

Deployments
4 public, best grade B
Autonomy
Supervised agent
Healthcare

AI command center for hospital bed and staff capacity planning

An AI powered operations center that predicts patient admissions, discharges and transfers across a hospital or health system, and helps a team of coordinators sitting in one room sequence real time bed assignments, staffing levels and patient moves, so patients get into the right bed faster and existing capacity is used fully without adding beds.

Deployments
2 public, best grade B
Reported cycle time reduction
38%
Johns Hopkins Medicine, organization claim
Telecommunications

AI copilot for field technicians and dispatch optimization

AI that decides whether a fault needs a site visit at all, predicts what work and parts a job will need, helps plan and update appointments, and gives technicians on site guided diagnosis and instant answers from manuals and past jobs, so more jobs are fixed on the first visit.

Deployments
2 public, best grade B
Autonomy
Copilot
Travel and hospitality

AI copilot for hotel revenue management

An employee facing AI system that forecasts demand for a hotel or portfolio by date, room type and segment, recommends or automatically adjusts room prices and availability controls within limits a revenue manager sets, and scores group and event enquiries for true profitability, so a small revenue team can run pricing that used to need daily manual adjustment in the property management system.

Deployments
2 public, best grade C
Reported revenue uplift
33%
Hôtel Swexan, vendor claim
Insurance

AI copilot for insurance pricing and actuarial analysis

AI that speeds up the work of pricing and actuarial teams, from automated, transparent risk and demand model building to natural language analysis of rate filings, experience data and reserving diagnostics, while actuaries select the models, sign off the rates and own the professional judgment.

Deployments
5 public, best grade B
Reported productivity gain
5x
Generali France, organization claim
BankingPayments and cards

AI credit scoring with alternative data for thin file applicants

A machine learning credit model that adds consumer permissioned alternative data, such as bank account cash flow, rent, utility and telco payments or ecosystem data, to credit bureau data, so a lender can assess applicants with thin or no credit files and return a decision with specific reasons.

Deployments
5 public, best grade B
Autonomy
Supervised agent
Travel and hospitality

AI decision support for airline operations control and disruption recovery

Decision support in an airline's operations control center that watches the day's operation, predicts where weather, delays, crew limits or technical problems will break the plan, and proposes recovery options across aircraft, crew and passengers, such as retiming flights, swapping aircraft or holding a connection, with the cost and passenger impact of each, for controllers to approve.

Deployments
2 public, best grade B
Autonomy
Copilot
Retail and ecommerce

AI demand forecasting and automated replenishment for retail

Machine learning that forecasts demand for every item in every store or fulfillment center, day by day, from sales history, promotions, prices, weather and local events, and turns the forecast into automatic store and warehouse orders within limits set by planners, who handle the exceptions.

Deployments
4 public, best grade B
Autonomy
Supervised agent
Banking

AI financial wellbeing coach in the banking app

An in app AI assistant that the customer opens to understand their own money: it uses the customer's transaction data to explain their spending, forecast upcoming bills and cash flow, set and track savings goals and answer money questions in plain language, staying on the guidance side of the line between guidance and regulated financial advice.

Deployments
6 public, best grade B
Autonomy
Supervised agent
BankingPayments and cards

AI for AML transaction monitoring alert triage

Machine learning and AI agents that score anti money laundering alerts for genuine risk, close clear false positives with a written and stored rationale, and hand investigators the remaining alerts already enriched with the customer, counterparty and transaction context.

Deployments
8 public, best grade B
Reported false positive reduction
86%
Shift4, vendor claim
BankingPayments and cards

AI for application and identity fraud detection

AI that checks incoming account and loan applications for forged or AI generated documents, synthetic and stolen identities, and coordinated application rings, by analysing documents, device and application data across the whole queue and cross checking against bureau and official sources.

Deployments
6 public, best grade B
Reported detection improvement
2.5x
Department for Work and Pensions, organization claim
Government and public sector

AI for benefit fraud and error detection in social security

Risk models that help a social security or benefits agency decide which claims, payments and recipients to check for fraud or error, so that caseworkers verify the riskiest cases first, while every decision on entitlement stays with a person and the model is tested for fairness before and during use.

Deployments
5 public, best grade B
Reported detection improvement
2.5x
Department for Work and Pensions, organization claim
Real estateCross industry

AI for building HVAC and energy optimization

AI that continuously predicts a building's heating, cooling and ventilation needs and adjusts setpoints, equipment sequencing and start times in real time through the existing building management system, instead of following fixed schedules, so the building uses less energy without a person retuning it by hand.

Deployments
2 public, best grade C
Reported energy savings
15.8%
Cammeby's International, vendor claim
Insurance

AI for claims triage and straight through processing

AI that reads each new insurance claim and its documents, scores its complexity, cover questions, fraud and recovery signals, sends it to the right handling path and handler, and settles simple, low risk claims end to end within set limits without a person touching them.

Deployments
7 public, best grade B
Reported automation rate
about 55%
Lemonade, organization claim
Insurance

AI for commercial underwriting submission intake and triage

AI that reads incoming broker submissions for commercial insurance (emails, applications, schedules of values, loss runs and supplements), extracts the risk data into a structured record, checks clearance and appetite, enriches the risk with internal and third party data and ranks it, so underwriters open a complete, prioritized file instead of an inbox.

Deployments
9 public, best grade B
Reported accuracy
about 98%
Paragon Insurance Group, organization claim
Insurance

AI for insurance claims fraud detection

AI that scores every insurance claim for fraud from first notice of loss onwards, combining claim, policy, document, image and network data to find suspicious claims, organised rings and inflated losses, and sends each alert with its reasons to a claims handler or special investigations unit for review.

Deployments
5 public, best grade B
Autonomy
Assist
Insurance

AI for insurance renewal processing and customer retention

AI that prepares and runs the renewal cycle: it digitizes renewal submissions and changes in risk for underwriters, flags policies at risk of lapsing or leaving, prepares the renewal conversation and answers customers' renewal questions, while renewal prices stay governed by the insurer's pricing rules and fair value obligations.

Deployments
3 public, best grade B
Autonomy
Copilot
Payments and cardsTechnology and software

AI for merchant underwriting and risk monitoring

AI that helps acquirers, payment facilitators and software platforms with embedded payments decide which merchants to accept and on what terms, by checking what a business really sells and how risky it is at onboarding, and then watches every active merchant for changes in behaviour, ranking the few that need an analyst so fraud, prohibited trade and credit losses are caught early.

Deployments
4 public, best grade B
Reported alert volume reduction
about 89%
Weave Communications, vendor claim
Telecommunications

AI for mobile network planning and capacity optimization

Machine learning that forecasts where and when a mobile network will run out of capacity, recommends where to add cells, spectrum or hardware, and continuously tunes radio parameters so existing capacity carries more traffic, with planners approving investments and major changes.

Deployments
5 public, best grade B
Reported cycle time reduction
at least 95%
Deutsche Telekom, organization claim
BankingPayments and cards

AI for money mule account and network detection

Graph and behavioural machine learning that finds money mule accounts and the networks around them, such as circular flows, layering chains and clusters of newly linked accounts, and supports investigators in tracing scam proceeds and restricting accounts before the money is gone.

Deployments
3 public, best grade B
Autonomy
Copilot
Insurance

AI for photo based damage assessment in insurance claims

Computer vision that assesses damage from photos or video of a vehicle or property taken by the policyholder, a repairer or an adjuster, identifies the damaged parts and the repair or replace decision, produces or checks the repair estimate, and flags total losses and inconsistencies for a person to review.

Deployments
5 public, best grade C
Autonomy
Supervised agent
Telecommunications

AI for predictive network maintenance in telecom

Machine learning that spots the early signs of network failure, such as degrading cells, faulty customer equipment, ageing hardware or planned digging near fibre, and triggers a preventive fix, a remote reset or a targeted intervention before customers lose service.

Deployments
6 public, best grade B
Autonomy
Supervised agent
Telecommunications

AI for radio access network energy optimization

Machine learning that predicts traffic per cell and puts radio carriers, cells and hardware components into sleep modes when demand is low, then wakes them before users notice, so a mobile network uses less electricity without losing coverage or quality.

Deployments
5 public, best grade B
Reported energy savings
up to 8%
Telefónica, organization claim
Cross industryGovernment and public sector

AI for recruitment screening and interview scheduling

AI that answers candidates' questions, collects applications in conversation, schedules interviews and, where the organization chooses, assesses applications against the job requirements for a recruiter, who makes every selection decision. In the EU, the screening part is a high risk AI system under Annex III point 4 of the AI Act.

Deployments
5 public, best grade B
Reported cycle time reduction
about 90%
Mastercard, organization claim
BankingPayments and cards

AI for sanctions screening alert adjudication

AI that works the alerts raised when customer, counterparty or payment names match sanctions and watchlists: it resolves fuzzy matches across transliterations, aliases and naming conventions, clears clear non matches with a documented reason, and escalates true or uncertain hits with the evidence attached.

Deployments
7 public, best grade B
Reported false positive reduction
60%
United Overseas Bank (UOB), organization claim
Capital marketsBanking

AI for settlement fail prediction and post trade exception management

AI that scores each pending securities settlement instruction for its likelihood of failing, names the probable cause (unmatched instruction, wrong settlement details, lack of securities or cash), and helps operations teams work the exceptions and counterparty queries before the intended settlement date, so fewer trades fail and fewer late settlement penalties are paid.

Deployments
4 public, best grade B
Autonomy
Copilot
Insurance

AI for subrogation opportunity detection

AI that reads open and closed claims to find cases where a third party is wholly or partly liable, estimates liability and the recoverable amount under the applicable negligence and recovery rules, and sends scored recovery opportunities with their reasons to the subrogation team.

Deployments
2 public, best grade B
Autonomy
Assist
Government and public sector

AI for tax compliance risk scoring and audit selection

Models that score tax returns, taxpayers and transactions for the risk of error, underreporting or fraud, so that a tax administration spends its audit and compliance capacity where the risk is highest, with an officer deciding every compliance action and the selection itself monitored for fairness.

Deployments
3 public, best grade B
Autonomy
Assist
Telecommunications

AI for telecom churn prediction and retention offers

AI for telecom operators that scores each subscriber's risk of leaving from usage, service, billing and contact signals, explains the likely reason, and chooses the next best retention action, such as fixing a problem, adjusting a plan or making an offer, delivered through the app, messaging, an agent or an advisor within approved offer budgets.

Deployments
4 public, best grade B
Reported churn reduction
20%
Telenet, vendor claim
Telecommunications

AI for telecom fraud detection (SIM swap, IRSF and Wangiri)

AI that protects the operator's own network, revenue and numbers from fraud: it watches call, messaging, roaming and account activity to detect SIM swap and port out takeovers, international revenue share fraud (IRSF) and Wangiri one ring scams, blocks or flags them in real time, and shares risk signals with banks and other businesses that rely on the phone number for security. Scam calls aimed at subscribers are handled by call blocking.

Deployments
4 public, best grade B
Reported detection improvement
30%
Vodafone, organization claim
Cross industryManufacturing

AI internal talent marketplace for matching employees to projects, roles and mentors

An internal platform that uses AI to infer employees' skills and interests and recommend short term projects, open roles, mentors and learning to them, while showing managers which employees fit an opportunity, so that work is staffed from inside before hiring or contracting externally.

Deployments
4 public, best grade B
Autonomy
Assist
Cross industryTravel and hospitality

AI marketing personalization at scale

AI that runs marketing campaigns at the level of the individual: it decides for each customer which product, offer, message or content to show next across email, app, web and paid media, and generates the matching copy and creative variants within brand and compliance rules. It is the marketing team's engine across many campaigns and channels, not an agent that converses with the customer.

Deployments
7 public, best grade B
Reported conversion uplift
30%
Catchtable, vendor claim
Pharma and life sciences

AI native platform for drug target discovery and molecule design

An AI native research platform that prioritizes disease targets from biological data, generates and optimizes candidate drug molecules computationally, and predicts their properties before a chemist synthesizes and tests them, so a pharmaceutical or biotech company reaches a validated preclinical candidate with far fewer molecules made and tested than a conventional medicinal chemistry program.

Deployments
2 public, best grade B
Reported cycle time reduction
about 60%
Insilico Medicine, organization claim
Wealth and asset managementBanking

AI next best action prompts for wealth advisors

An AI engine for wealth advisors, not customers, that scans an advisor's whole book and surfaces a short, ranked list of client specific prompts, such as idle cash, a maturing deposit, a concentration to review, a life event or an early sign of attrition, each with the reasoning and data behind it, for the advisor to act on or dismiss.

Deployments
5 public, best grade B
Reported employee adoption
80%
UBS, organization claim
Wealth and asset managementBanking

AI portfolio drift monitoring and rebalancing proposals

Continuous monitoring of every client portfolio against its mandate or model, which detects drift beyond agreed bands and prepares a tax aware, low turnover rebalancing proposal with its rationale for an advisor or portfolio manager to approve before any trade is placed.

Deployments
3 public, best grade B
Autonomy
Copilot
Logistics and transportation

AI predictive maintenance for freight rail rolling stock

Machine vision and machine learning that inspect freight railcar wheels, bearings and other running gear as trains pass wayside sensors and camera portals at track speed, learn what a healthy wheel or a healthy reading looks like, and flag the ones that need attention before a crack, an overheating bearing or a worn wheel causes a service failure or a derailment.

Deployments
2 public, best grade B
Autonomy
Assist
Energy and utilitiesManufacturing

AI predictive maintenance for industrial and energy assets

Machine learning that learns the normal behaviour of industrial and energy equipment from sensor and process data, flags early signs of degradation weeks or months before a failure, and turns them into prioritised maintenance work, so plants and utilities plan repairs instead of reacting to breakdowns.

Deployments
3 public, best grade B
Autonomy
Assist
Media and entertainment

AI recommendation and personalization engine for streaming and media

A recommendation system that decides, for each individual viewer or listener, what to show next on a home page, in search or in a personalized playlist, learned from that person's own viewing or listening history, ratings and context, and continuously updated as new content is added and behavior changes. It ranks the catalog's own content; it is not the marketing engine that decides which offers or campaigns to send, which is a separate use case in this library.

Deployments
2 public, best grade B
Autonomy
Autonomous
BankingPayments and cards

AI scam intervention for instant payments

AI that talks to the customer when they are about to authorise an instant payment that looks like a scam: it combines the payee check and the risk score, asks targeted questions about the payment in plain language, explains the specific scam pattern, and holds, delays or escalates the payment to a human specialist when the risk stays high. Unlike fraud scoring, which stops payments the customer did not make, it protects customers from payments they are being manipulated into making.

Deployments
6 public, best grade B
Reported detection improvement
300%
Starling Bank, vendor claim
EducationGovernment and public sector

AI scoring of essays and written answers in assessments

AI that scores students' essays and short written answers against a rubric, trained on responses scored by human raters, with human raters rescoring a sample of responses and every response the engine is unsure about. In hybrid programmes such as Texas, a human score is the score of record whenever a human scores a response.

Deployments
3 public, best grade B
Autonomy
Supervised agent
Telecommunications

AI spam and scam call blocking for mobile and landline subscribers

AI in the operator's network that protects subscribers from unwanted calls: it analyses incoming calls in real time, blocks known fraudulent calls, and labels suspected scam, spam and spoofed calls on the customer's screen before they answer, so subscribers can decide whether to pick up. Fraud against the operator itself, such as SIM swap or revenue share fraud, is a separate use case.

Deployments
5 public, best grade B
Autonomy
Autonomous
Government and public sectorHealthcare

AI support for emergency call triage (112 and 911)

AI that supports emergency call takers and dispatchers during 112 and 911 calls, with live transcription, translation, summaries, location cues and alerts for critical conditions such as cardiac arrest, while the call taker keeps every triage and dispatch decision.

Deployments
3 public, best grade B
Autonomy
Assist
Real estateBanking

AI support for property valuation and appraisal

AI, most often an automated valuation model, that estimates a property's market value from comparable sales, property characteristics and location data, and either offers to replace a full appraisal within set limits or gives a professional valuer a first pass estimate, the closest comparable sales and a reliability score, so the valuer's time goes to the properties that need a person's judgment.

Deployments
3 public, best grade B
Autonomy
Supervised agent
Energy and utilities

AI vegetation management for power lines

AI that analyses satellite, aerial or lidar imagery of the land along power lines to estimate where and how fast vegetation will grow into the lines or fall onto them, and turns that into a risk based trimming and hazard tree removal plan, replacing fixed trimming cycles and manual patrols.

Deployments
2 public, best grade C
Autonomy
Copilot
BankingPayments and cards

Dynamic AML customer risk rating with machine learning

Explainable machine learning that produces the money laundering risk rating itself: it computes and continuously updates each customer's rating from due diligence data, products, geography, behaviour and screening results, and shows which factors drive the rating and when enhanced due diligence is warranted.

Deployments
1 public, best grade B
Autonomy
Supervised agent
BankingPayments and cards

Real time fraud scoring for card and instant payments

Machine learning that decides in milliseconds, without any conversation, how likely each card authorization and account to account payment is to be fraudulent, combining behavioural, device and network signals, so the bank can approve, challenge or block a payment before the money leaves. Working the resulting alerts and talking to the customer about them are separate use cases.

Deployments
9 public, best grade B
Median fraud loss reduction
30%
3 deployments

What the evidence says

Computed from the 218 public deployments behind these use cases. Numbers update with every checked record.

Benchmarks with at least 3 pooled values

Benchmarks across Prediction and scoring use cases
KPIMedianReported rangeData pointsClaimed by
Cycle time reduction55%
34% to 95%
86 organization, 2 vendor
Productivity gain50%
40% to 113%
Not pooled: up to 90%, up to 80%
5plus 2 up to2 organization, 3 vendor
False positive reduction60%
50% to 86%
53 organization, 2 vendor
Automation rate57%
55% to 98.7%
Not pooled: up to 70%
3plus 1 up to2 organization, 1 vendor
Alert volume reduction70% vendor reported
60% to 89%
33 vendor
Conversion uplift30%
12% to 75%
31 organization, 2 vendor
Deployments by stage
  • Announced
    14
  • Pilot
    18
  • Production
    118
  • Scaled
    65
  • Paused or rolled back
    3
Public deployments by region
  • North America
    88
  • Europe
    72
  • Asia Pacific
    30
  • Global
    22
  • Middle East
    5
  • Africa
    1

Organizations with a public deployment

A-LIGN, AJ Bell, ANS, ANZ, Commonwealth Bank, NAB, Suncorp Bank and Westpac (BioCatch Trust Australia), AXA Switzerland, AXIS Capital, Accelerant Holdings, Admiral Seguros, Airwallex, Akamai Technologies, Albert Heijn, Allianz Partners, Amazon, American Airlines, American International Group, Amtrak, Assurant, Atlanticus, Audibel, Australia Post, BCU, BMO and Amalgamated Bank, BNSF Railway, BNY, BT Group, Baltimore City 911 (Emergency Communications), Bank of America, Belastingdienst, Bell Canada, BigPay, C.H. Robinson, CIMB Niaga, CNA Financial, CNG Holdings, Cammeby's International, Care Quality Commission, Catchtable, Centers for Medicare and Medicaid Services, Central Insurance, Chipotle Mexican Grill, Citi, Clearstream, Close Brothers Motor Finance, Coast, Commonwealth Bank of Australia, Consolidated Edison (Con Edison), Copenhagen Emergency Medical Services, Covéa, DBS Bank, Datasite, Department for Work and Pensions, Deutsche Telekom, Domino's Pizza, Driver and Vehicle Standards Agency, Duke Energy, Dun & Bradstreet, EQT, ETS, Elephant Insurance, Entergy, Etisalat, Euroclear, Europ Assistance, Fannie Mae, Federal Bureau of Prisons, First National Bank of Omaha (FNBO), Food Standards Agency, Foyer, Freshfields, GXS Bank, Galt Police Department, Gemeente Rotterdam, General Insurance Association of Singapore, Generali France, Generali Global Corporate & Commercial, Georgia-Pacific, Gojob, Golden 1 Credit Union, HM Revenue and Customs, HSBC, Hiscox, Howard Brown Health, Humber River Health, Hyundai Card, Hôtel Swexan, Indosat Ooredoo Hutchison, Insilico Medicine, Internal Revenue Service, J.B. Hunt Transport Services, JPMorgan Chase, Johns Hopkins Medicine, KDDI, Kinsale Capital Group, Lemonade, Loyola University Chicago, Lumen Technologies, MAIF, MYbank, Markel, Mashreq, Massachusetts Department of Elementary and Secondary Education, Mastercard, Merge, Mid and South Essex NHS Foundation Trust, Morgan Stanley, Morrisons, NTT DOCOMO, NatWest Group, National Australia Bank, National Grid, Nederlandse Arbeidsinspectie, Nederlandse Voedsel- en Warenautoriteit (NVWA), Netflix, Inc., Nexo, Norfolk Southern, Nsure.com, O2 Telefónica Germany, OakNorth Bank, One Stop, Openreach, Orange, Oyster, PZU, Paragon Insurance Group, Patelco Credit Union, Pay.UK, Payoneer, Prysmian, RIMC Hotels & Resorts Group, Radisson Hotel Group, Ratepay, Recursion Pharmaceuticals, Reserve Bank Innovation Hub (Reserve Bank of India), Revolut, Riverside County Assessor-County Clerk-Recorder, Rogo, Royal Bank of Canada, SEB, Safaricom, Schneider Electric, Sedgwick, Sheffield Children's NHS Foundation Trust, Shell, Shift4, SimCorp, Skyward Specialty Insurance Group, Southern California Gas Company (SoCalGas), Spotify, Square Enix, Standard Chartered, Starling Bank, Stripe, Sumitomo Mitsui Banking Corporation, Swarovski, Swiss International Air Lines, Tekmetric, Telefónica, Telefónica España, Telenet, Telstra, Texas Education Agency, Tokio Marine & Nichido Fire Insurance, Trace3, Travelers, U.S. Department of Veterans Affairs, U.S. Department of the Treasury, Bureau of the Fiscal Service, U.S. Environmental Protection Agency, Office of Enforcement and Compliance Assurance, U.S. Immigration and Customs Enforcement, UBS, Uber Freight, Uitvoeringsinstituut Werknemersverzekeringen (UWV), Unifonic, Unilever, United Overseas Bank (UOB), University Hospitals Coventry and Warwickshire NHS Trust, Uphold, Upstart Network, VERMEG, Valuation Office Agency, Vanguard, Verizon, Virgin Media O2, Virgin Voyages, Visa, Vodafone, Vodafone UK, Walmart, Weave Communications, WellSpan Health, Westpac, Zurich Insurance Group, bunq, du, nbn, stc Group.