[{"data":1,"prerenderedAt":1288},["ShallowReactive",2],{"uc-hub-pattern-conversational-agent":3},{"type":4,"typeLabel":5,"term":6,"includeUnpublished":10,"indexable":11,"stats":12,"useCases":24,"benchmarks":1080,"topIndustries":1220,"topFunctions":1240,"topPatterns":1258,"stageMix":1259,"regionMix":1271,"organizations":1287,"other":46},"pattern","AI pattern",{"id":7,"label":8,"description":9},"conversational-agent","Conversational agent","An AI agent that holds a text conversation with customers or staff and completes tasks through connected systems.",false,true,{"useCases":13,"publicDeployments":14,"blitsAiDeployments":15,"organizations":16,"countries":17,"outcomeDisclosureRate":18,"gradeMix":19},71,246,33,217,32,57,{"A":20,"B":21,"C":22,"D":23},0,133,112,1,[25,48,78,93,108,125,139,159,181,208,228,245,262,281,299,320,332,348,363,381,396,410,420,429,440,455,469,484,498,513,532,553,565,581,597,610,621,633,645,660,671,684,698,715,732,744,761,775,787,798,810,823,835,851,865,879,895,911,923,935,945,957,970,985,998,1012,1024,1036,1045,1057,1069],{"slug":26,"title":27,"shortTitle":28,"definition":29,"status":30,"industries":31,"functions":33,"patterns":35,"audience":37,"autonomy":38,"adoptionStage":39,"evidenceCount":40,"publicEvidenceCount":40,"organizations":41,"bestGrade":45,"headline":46,"lastVerified":47,"indexable":11},"academic-advising-assistant","AI academic advising assistant for course selection and degree requirements","Academic advising assistant","An AI assistant that answers students' questions about degree requirements, course selection, prerequisites and majors, grounded in the institution's own catalog and advising documents, so students get quick answers to routine questions and are directed to a human advisor for anything that needs judgment, is time sensitive, or falls outside what the assistant can see.","published",[32],"education",[34],"customer-service",[7,36],"rag-knowledge-assistant","customer-facing","assist","emerging",3,[42,43,44],"Elon University","Harvard College","University of Utah","B",null,"2026-09-28",{"slug":49,"title":50,"shortTitle":51,"definition":52,"status":30,"industries":53,"functions":56,"patterns":58,"audience":37,"autonomy":61,"adoptionStage":62,"segment":63,"evidenceCount":64,"publicEvidenceCount":65,"organizations":66,"bestGrade":45,"headline":69,"lastVerified":77,"indexable":11},"account-and-card-servicing-agent","AI agent for account and card servicing","Account and card servicing","An AI agent that resolves routine account and card requests end to end, such as balances, statements, card blocks and replacements, PIN resets and limit changes, across app, web, messaging and phone, and hands anything sensitive or unusual to a human with the full context.",[54,55],"banking","payments",[34,57],"operations",[7,59,60,36],"voice-agent","agentic-workflow","supervised-agent","mainstream","front-office",4,2,[67,68],"Commonwealth Bank of Australia","DBS Bank",{"kpi":70,"label":71,"unit":72,"n":65,"nUpTo":20,"kind":73,"value":74,"qualifier":75,"claimant":76,"organization":68,"vendorReported":10},"containment-rate","Containment rate","percent","reported",90,"approximately","organization","2026-09-27",{"slug":79,"title":80,"shortTitle":81,"definition":82,"status":30,"industries":83,"functions":85,"patterns":87,"audience":37,"autonomy":61,"adoptionStage":88,"evidenceCount":40,"publicEvidenceCount":40,"organizations":89,"bestGrade":45,"headline":46,"lastVerified":77,"indexable":11},"apartment-leasing-and-resident-service-agent","AI agent for apartment leasing inquiries and resident service","Leasing and resident service agent","An AI agent that answers rental prospects and residents by chat, text, email and phone for a property manager: it answers questions about apartments and policies, books tours, takes maintenance requests, sends renewal and payment reminders, and hands anything that needs judgment to leasing or service staff.",[84],"real-estate",[34,86,57],"sales",[7,59,60,36],"early-adopters",[90,91,92],"Asset Living","AvalonBay Communities","Equity Residential",{"slug":94,"title":95,"shortTitle":96,"definition":97,"status":30,"industries":98,"functions":99,"patterns":100,"audience":37,"autonomy":61,"adoptionStage":39,"segment":63,"evidenceCount":23,"publicEvidenceCount":23,"organizations":101,"bestGrade":45,"headline":103,"lastVerified":77,"indexable":11},"atm-and-self-service-device-assistance","AI agent for ATM and self service device assistance","ATM and device assistance","An AI agent that helps customers with problems at or around ATMs and other self service devices, such as a withdrawal that did not pay out, a retained card, a blocked PIN or finding a working machine with cash, over the app, chat or phone, and that opens and tracks the claim or hands it to a person when it cannot be resolved.",[54],[34,57],[7,59,60],[102],"NatWest Group",{"kpi":104,"label":105,"unit":72,"n":23,"nUpTo":20,"kind":73,"value":106,"qualifier":107,"claimant":76,"organization":102,"vendorReported":10},"customer-satisfaction-uplift","Satisfaction uplift",150,"exact",{"slug":109,"title":110,"shortTitle":111,"definition":112,"status":30,"industries":113,"functions":117,"patterns":118,"audience":37,"autonomy":119,"adoptionStage":88,"evidenceCount":64,"publicEvidenceCount":64,"organizations":120,"bestGrade":45,"headline":46,"lastVerified":77,"indexable":11},"branch-and-appointment-booking-agent","AI agent for branch finding and appointment booking","Branch and appointment booking","A conversational agent that finds the nearest suitable location, checks opening hours and which services it offers, books an in person or video appointment with the right specialist, and records the reason for the visit so staff are prepared. In banking it answers \"where is my nearest branch\" and books the mortgage or business banker; the same job exists in retail, healthcare and property.",[114,54,115,116,84],"cross-industry","retail-and-ecommerce","healthcare",[34,86],[7,60,36,59],"autonomous",[121,122,123,124],"Bank of America","Best Buy","Hemominas","MOGUL.sg",{"slug":126,"title":127,"shortTitle":128,"definition":129,"status":30,"industries":130,"functions":131,"patterns":133,"audience":37,"autonomy":61,"adoptionStage":88,"segment":63,"evidenceCount":64,"publicEvidenceCount":40,"organizations":136,"bestGrade":45,"headline":46,"lastVerified":77,"indexable":11},"card-dispute-and-chargeback-intake","AI agent for card dispute intake","Card dispute intake","A customer facing AI agent that handles the \"I do not recognise this charge\" moment: it finds the transaction, separates suspected fraud from merchant disputes and simple confusion, explains the customer's rights and timelines, collects the details and evidence the rules require, and opens a correctly classified dispute case for the operations team.",[54,55],[34,132,57],"fraud-prevention",[7,59,134,135,60],"classification-and-routing","document-processing",[67,137,138],"Klarna","Visa",{"slug":140,"title":141,"shortTitle":142,"definition":143,"status":30,"industries":144,"functions":146,"patterns":148,"audience":37,"autonomy":61,"adoptionStage":88,"segment":63,"evidenceCount":64,"publicEvidenceCount":64,"organizations":150,"bestGrade":45,"headline":155,"lastVerified":158,"indexable":11},"device-and-connectivity-troubleshooting-agent","AI agent for device and connectivity troubleshooting on voice and chat","Device and connectivity troubleshooting","An AI agent that diagnoses and fixes a customer's broadband, mobile, TV or device problem by conversation on the phone or in chat, running line tests and remote resets through the operator's systems, guiding the customer step by step, and booking an engineer or handing over to a technician when the fault needs a person.",[145],"telecommunications",[34,147],"field-service",[7,59,60,36,149],"computer-vision",[151,152,153,154],"Singtel","Virgin Media O2","Vodafone Germany","Vodafone",{"kpi":70,"label":71,"unit":72,"n":40,"nUpTo":20,"kind":156,"value":157,"qualifier":107,"claimant":46,"organization":46,"vendorReported":10},"median",70,"2026-09-26",{"slug":160,"title":161,"shortTitle":162,"definition":163,"status":30,"industries":164,"functions":168,"patterns":170,"audience":37,"autonomy":61,"adoptionStage":88,"segment":171,"evidenceCount":40,"publicEvidenceCount":65,"organizations":172,"bestGrade":175,"headline":176,"lastVerified":77,"indexable":11},"collections-and-hardship-agent","AI agent for early collections and hardship support","Collections and hardship agent","A voice and messaging agent that contacts customers in early arrears and answers their inbound calls, takes payments and sets up payment arrangements within preapproved rules, and recognises signs of hardship or vulnerability so those customers go straight to a trained person.",[114,54,55,145,165,166,167],"energy-and-utilities","automotive","professional-services",[169,34],"collections-and-recovery",[59,7,60,134],"lending",[173,174],"Day Knight & Associates","SameDay Auto Finance","C",{"kpi":177,"label":178,"unit":72,"n":65,"nUpTo":20,"kind":73,"value":179,"qualifier":107,"claimant":180,"organization":174,"vendorReported":11},"cost-reduction","Cost reduction",75,"vendor",{"slug":182,"title":183,"shortTitle":184,"definition":185,"status":30,"industries":186,"functions":189,"patterns":190,"audience":37,"autonomy":61,"adoptionStage":62,"segment":63,"evidenceCount":191,"publicEvidenceCount":192,"organizations":193,"bestGrade":45,"headline":205,"lastVerified":77,"indexable":11},"first-line-contact-centre-agent","AI agent for first line contact centre service","First line contact centre","An AI agent that answers the first line of inbound customer contact on phone, chat and messaging, resolves general and routine questions end to end in the customer's own language, and routes everything complex, sensitive or regulated to the right human team with the context attached.",[114,54,55,145,187,115,188],"travel-and-hospitality","wealth-and-asset-management",[34],[7,59,36,134],25,18,[194,195,121,196,197,67,198,199,137,200,201,102,202,203,204,153,154],"Air India","Airbnb","Bank of the Philippine Islands","BT Group","Ingka Group","JetBlue","Lufthansa Group","Mobily","Pegasus Airlines","Telkomsel","Together Credit Union",{"kpi":70,"label":71,"unit":72,"n":206,"nUpTo":20,"kind":156,"value":207,"qualifier":107,"claimant":46,"organization":46,"vendorReported":10},7,47,{"slug":209,"title":210,"shortTitle":211,"definition":212,"status":30,"industries":213,"functions":215,"patterns":217,"audience":37,"autonomy":61,"adoptionStage":88,"segment":216,"evidenceCount":218,"publicEvidenceCount":218,"organizations":219,"bestGrade":45,"headline":225,"lastVerified":77,"indexable":11},"claims-first-notice-of-loss-agent","AI agent for first notice of loss claims intake","First notice of loss agent","An AI agent that takes the first notice of loss from a policyholder by phone, chat or app, identifies the policy, collects the facts of the incident and the evidence the claim type needs, opens the claim in the claims system and tells the customer what happens next, handing complex, injured or vulnerable claimants to a human handler.",[214],"insurance",[216,34],"claims",[7,59,60,135],5,[220,221,222,223,224],"DOMCURA","Hippo","Lemonade","Progressive","Travelers",{"kpi":226,"label":227,"unit":72,"n":23,"nUpTo":20,"kind":73,"value":74,"qualifier":107,"claimant":180,"organization":220,"vendorReported":11},"accuracy","Accuracy",{"slug":229,"title":230,"shortTitle":231,"definition":232,"status":30,"industries":233,"functions":234,"patterns":235,"audience":37,"autonomy":61,"adoptionStage":88,"evidenceCount":237,"publicEvidenceCount":237,"organizations":238,"bestGrade":45,"headline":241,"lastVerified":77,"indexable":11},"flight-disruption-and-rebooking-agent","AI agent for flight disruption and rebooking","Flight disruption and rebooking","An AI agent that tells passengers proactively when their flight is delayed, cancelled or misconnected, explains why, and lets them rebook, request a refund or voucher, or claim care such as meals and hotels in one conversation on app, messaging, web or phone, within the airline's reaccommodation rules and passenger rights, handing complex itineraries and upset customers to a human with the context attached.",[187],[34,57],[7,59,60,236],"content-generation",6,[194,239,199,200,202,240],"Delta Air Lines","United Airlines",{"kpi":242,"label":243,"unit":72,"n":23,"nUpTo":20,"kind":73,"value":244,"qualifier":107,"claimant":180,"organization":194,"vendorReported":11},"automation-rate","Automation rate",97,{"slug":246,"title":247,"shortTitle":248,"definition":249,"status":30,"industries":250,"functions":251,"patterns":252,"audience":37,"autonomy":61,"adoptionStage":39,"segment":63,"evidenceCount":218,"publicEvidenceCount":218,"organizations":253,"bestGrade":45,"headline":258,"lastVerified":77,"indexable":11},"fraud-alert-confirmation","AI agent for fraud alert confirmation with cardholders","Fraud alert confirmation","A customer facing AI agent that contacts the cardholder as soon as the fraud engine flags a card transaction, in the channel they actually respond to, verifies them, asks whether they made the transaction and acts on the answer: releasing the block so a retry succeeds, or freezing the card and starting the fraud claim.",[54,55],[132,34],[7,59,60],[254,67,255,256,257],"Capital One","Macquarie Bank","Revolut","Westpac",{"kpi":259,"label":260,"unit":72,"n":65,"nUpTo":20,"kind":73,"value":261,"qualifier":107,"claimant":76,"organization":67,"vendorReported":10},"fraud-loss-reduction","Fraud loss reduction",76,{"slug":263,"title":264,"shortTitle":265,"definition":266,"status":30,"industries":267,"functions":269,"patterns":271,"audience":37,"autonomy":61,"adoptionStage":88,"evidenceCount":64,"publicEvidenceCount":64,"organizations":272,"bestGrade":175,"headline":277,"lastVerified":77,"indexable":11},"inbound-lead-qualification-agent","AI agent for inbound lead qualification and meeting booking","Inbound lead qualification","An AI agent that engages inbound prospects the moment they arrive on the website, chat, messaging or the sales phone line, answers their first questions, qualifies them against the organization's criteria, and books a meeting or hands a ready conversation to the right salesperson, with the context written into the CRM.",[114,268,166,54],"technology",[86,270],"marketing",[7,59,134,60],[273,274,275,276],"8x8","CarMax","Rocket Mortgage","SUSE",{"kpi":278,"label":279,"unit":72,"n":23,"nUpTo":20,"kind":73,"value":280,"qualifier":107,"claimant":180,"organization":273,"vendorReported":11},"conversion-rate-uplift","Conversion uplift",19,{"slug":282,"title":283,"shortTitle":284,"definition":285,"status":30,"industries":286,"functions":287,"patterns":288,"audience":37,"autonomy":61,"adoptionStage":88,"segment":289,"evidenceCount":237,"publicEvidenceCount":237,"organizations":290,"bestGrade":45,"headline":296,"lastVerified":77,"indexable":11},"insurance-policy-servicing-agent","AI agent for insurance policy servicing","Policy servicing agent","An AI agent that answers policyholders' coverage questions from their own policy documents and completes routine policy changes and document requests (address and vehicle changes, adding a named driver or item, payment method updates, certificates and proof of cover) across chat, messaging and phone, and hands anything complex or sensitive to a human with the context.",[214],[34,57],[7,59,36,60],"policy-administration",[291,222,292,293,294,295],"LAQO","Nsure.com","Sun Life","Waterdrop","Zurich Insurance (Hong Kong)",{"kpi":70,"label":71,"unit":72,"n":65,"nUpTo":20,"kind":73,"value":297,"qualifier":298,"claimant":76,"organization":222,"vendorReported":10},50,"at-least",{"slug":300,"title":301,"shortTitle":302,"definition":303,"status":30,"industries":304,"functions":305,"patterns":307,"audience":308,"autonomy":61,"adoptionStage":62,"evidenceCount":309,"publicEvidenceCount":237,"organizations":310,"bestGrade":45,"headline":316,"lastVerified":77,"indexable":11},"it-service-desk-resolution-agent","AI agent for IT service desk resolution","IT service desk resolution","An AI agent in Microsoft Teams, Slack or the intranet that takes the high volume IT support queue, such as password and MFA resets, account unlocks, VPN, device and software requests, and resolves common requests by acting in the identity and IT service management systems, handing the rest to the right resolver group with the context attached.",[114,54,268,115,116],[306,57],"it-and-engineering",[7,60,36,134],"employee-facing",8,[311,121,312,313,314,315],"7-Eleven Vietnam","Equinix","IBM","Mercari US","Vituity",{"kpi":317,"label":318,"unit":72,"n":65,"nUpTo":20,"kind":73,"value":319,"qualifier":107,"claimant":180,"organization":314,"vendorReported":11},"employee-adoption","Employee adoption",94,{"slug":321,"title":322,"shortTitle":323,"definition":324,"status":30,"industries":325,"functions":326,"patterns":328,"audience":37,"autonomy":61,"adoptionStage":39,"segment":63,"evidenceCount":65,"publicEvidenceCount":23,"organizations":330,"bestGrade":45,"headline":46,"lastVerified":77,"indexable":11},"network-outage-communication-agent","AI agent for network outage detection and customer communication","Outage communication","An AI agent that turns network alarms into a clear picture of which customers are affected by an outage and why, tells them proactively by message, app or phone with a cause and an estimated fix time, answers their questions during the incident, and updates them until service is restored.",[145],[34,327,147],"network-operations",[329,134,236,7,59],"anomaly-detection",[331],"Comcast",{"slug":333,"title":334,"shortTitle":335,"definition":336,"status":30,"industries":337,"functions":338,"patterns":339,"audience":37,"autonomy":61,"adoptionStage":62,"evidenceCount":218,"publicEvidenceCount":218,"organizations":340,"bestGrade":45,"headline":344,"lastVerified":158,"indexable":11},"order-status-and-returns-agent","AI agent for order status, delivery changes and returns","Order status and returns","An AI agent that answers \"where is my order\", changes delivery details and arranges returns, exchanges and refunds end to end for online and omnichannel shoppers, by reading and writing to the order, carrier and returns systems within the retailer's policy, and hands exceptions such as damaged goods, disputes and upset customers to a person.",[114,115,55],[34,57],[7,60,59,36],[341,122,137,342,343],"BARK","Next","Sun & Ski Sports",{"kpi":345,"label":346,"unit":72,"n":65,"nUpTo":20,"kind":73,"value":347,"qualifier":107,"claimant":180,"organization":341,"vendorReported":11},"customer-satisfaction","Customer satisfaction",98,{"slug":349,"title":350,"shortTitle":351,"definition":352,"status":30,"industries":353,"functions":355,"patterns":356,"audience":37,"autonomy":61,"adoptionStage":88,"evidenceCount":218,"publicEvidenceCount":64,"organizations":358,"bestGrade":45,"headline":46,"lastVerified":158,"indexable":11},"outbound-reminder-and-confirmation-agent","AI agent for outbound reminders and confirmations by voice and messaging","Outbound reminders and confirmations","An AI agent that contacts customers about something they already booked or ordered (an appointment, a delivery, a reservation or a service visit) to remind them, confirm attendance and let them cancel or move it in the same conversation, by phone, SMS, WhatsApp or email. It is operational service outreach, not marketing: nothing is sold, and success is measured in kept appointments and reused slots, not in conversion.",[114,116,354],"government",[34,57],[59,7,60,357],"prediction-and-scoring",[359,360,361,362],"Sheffield Children's NHS Foundation Trust","University Hospitals Coventry and Warwickshire NHS Trust","U.S. Department of Veterans Affairs","WellSpan Health",{"slug":364,"title":365,"shortTitle":366,"definition":367,"status":30,"industries":368,"functions":370,"patterns":371,"audience":37,"autonomy":61,"adoptionStage":88,"evidenceCount":237,"publicEvidenceCount":218,"organizations":372,"bestGrade":45,"headline":378,"lastVerified":77,"indexable":11},"parcel-tracking-and-delivery-exception-agent","AI agent for parcel tracking and delivery exceptions","Parcel tracking and delivery exceptions","An AI agent that answers \"where is my parcel\" and resolves delivery exceptions for parcel carriers and postal operators, such as missed deliveries, redelivery or a change of address or pickup point, delays, customs holds and lost or damaged parcel claims, on chat, messaging and phone, and hands disputes and claims above set limits to a human with the tracking history attached.",[369],"logistics-and-transportation",[34,57],[7,59,60,134],[373,374,375,376,377],"Chronopost","DPD Deutschland","DPD UK","Evri","PostNL",{"kpi":379,"label":380,"unit":72,"n":23,"nUpTo":20,"kind":73,"value":297,"qualifier":107,"claimant":76,"organization":376,"vendorReported":10},"contact-deflection","Contact deflection",{"slug":382,"title":383,"shortTitle":384,"definition":385,"status":30,"industries":386,"functions":387,"patterns":388,"audience":37,"autonomy":61,"adoptionStage":88,"evidenceCount":389,"publicEvidenceCount":237,"organizations":390,"bestGrade":45,"headline":394,"lastVerified":77,"indexable":11},"patient-appointment-scheduling-and-reminders-agent","AI agent for patient appointment scheduling, reminders and no show reduction","Patient scheduling and reminders","An AI agent that books, moves and cancels patient appointments by phone and messaging while following the provider's scheduling rules (referral, triage level, clinician and visit type, preparation), confirms and reminds patients in two way conversations, predicts who is likely to miss an appointment, and offers freed slots to patients on the waiting list. Unlike a general branch and appointment booking agent, it writes into the electronic health record and must respect clinical constraints, so anything clinical goes to staff.",[116],[34,57],[59,7,357,60],9,[391,392,393,359,360,362],"Audibel","Howard Brown Health","Mid and South Essex NHS Foundation Trust",{"kpi":70,"label":71,"unit":72,"n":23,"nUpTo":20,"kind":73,"value":395,"qualifier":107,"claimant":180,"organization":392,"vendorReported":11},30,{"slug":397,"title":398,"shortTitle":399,"definition":400,"status":30,"industries":401,"functions":402,"patterns":403,"audience":37,"autonomy":61,"adoptionStage":39,"segment":63,"evidenceCount":309,"publicEvidenceCount":206,"organizations":404,"bestGrade":45,"headline":46,"lastVerified":77,"indexable":11},"agentic-payment-initiation","AI agent for payment initiation within a customer mandate","Agentic payment initiation","An AI agent that initiates and completes payments or purchases on a customer's behalf, within a mandate the customer set in advance (spending caps, allowed merchants or categories, a tokenized credential and rules for when to ask for confirmation), and then confirms and reconciles every transaction it made.",[55,54,115],[34,86,57],[60,7],[68,405,406,407,408,409,138],"ING","Majid Al Futtaim","PayPal","Banco Santander","Ulta Beauty",{"slug":411,"title":412,"shortTitle":413,"definition":414,"status":30,"industries":415,"functions":416,"patterns":417,"audience":37,"autonomy":119,"adoptionStage":62,"segment":63,"evidenceCount":309,"publicEvidenceCount":40,"organizations":419,"bestGrade":45,"headline":46,"lastVerified":77,"indexable":11},"offers-and-rewards-agent","AI agent for personalized offers and rewards","Offers and rewards","A customer facing AI agent for banks and card issuers that picks the offer, reward or loyalty action most relevant to each customer at each moment from their transactions and context, delivers it in the app, in messaging or through a colleague, and helps the customer understand, track and redeem rewards in conversation. Unlike campaign personalization, it works inside the customer's own account and loyalty relationship, one moment at a time.",[54,55],[270,86,34],[418,357,7],"recommendation-and-personalization",[121,67,68],{"slug":421,"title":422,"shortTitle":423,"definition":424,"status":30,"industries":425,"functions":426,"patterns":427,"audience":37,"autonomy":61,"adoptionStage":39,"segment":63,"evidenceCount":40,"publicEvidenceCount":40,"organizations":428,"bestGrade":45,"headline":46,"lastVerified":77,"indexable":11},"proactive-outbound-engagement-agent","AI agent for proactive customer outreach, activation and retention","Proactive outreach and activation","An AI agent that holds the conversation when a bank reaches out first to change something about the customer's account or products, triggered by an event or a campaign: low balance and fee avoidance alerts, payment and renewal reminders, card activation, dormant account reactivation and offers the customer already qualifies for, over messaging or voice, while the bank's own systems decide who is contacted and why. Reminders about appointments and deliveries the customer booked, and the in app coach the customer opens, are separate use cases.",[54,55],[270,86,34],[7,59,60,418],[121,254,67],{"slug":430,"title":431,"shortTitle":432,"definition":433,"status":30,"industries":434,"functions":435,"patterns":436,"audience":37,"autonomy":61,"adoptionStage":39,"evidenceCount":65,"publicEvidenceCount":65,"organizations":437,"bestGrade":175,"headline":46,"lastVerified":47,"indexable":11},"public-transit-passenger-information-agent","AI agent for public transit passenger information and disruption reporting","Transit passenger information agent","An AI agent on a public transport operator's website, app or messaging channel that answers riders' real time questions (\"when is my bus coming\", \"why is my train delayed\") from live service data, takes a structured report when something is wrong on board or at a station, and flags urgent or safety related reports for fast human follow up, in the rider's own language.",[369],[34,57],[7,134],[438,439],"Chicago Transit Authority","NJ Transit",{"slug":441,"title":442,"shortTitle":443,"definition":444,"status":30,"industries":445,"functions":446,"patterns":448,"audience":37,"autonomy":61,"adoptionStage":88,"segment":63,"evidenceCount":64,"publicEvidenceCount":64,"organizations":449,"bestGrade":45,"headline":451,"lastVerified":77,"indexable":11},"bill-explanation-and-billing-dispute-agent","AI agent for telecom bill explanation and billing disputes","Bill explanation and disputes","An AI agent that explains a customer's telecom bill line by line, in plain language and on any channel, answers why a charge changed or appeared, corrects clear errors within set limits and opens a billing dispute with the evidence attached when a human has to decide.",[145],[34,447],"case-management",[7,36,60,59],[197,201,450,154],"Verizon",{"kpi":452,"label":453,"unit":72,"n":23,"nUpTo":20,"kind":73,"value":454,"qualifier":107,"claimant":76,"organization":154,"vendorReported":10},"first-contact-resolution","First contact resolution",60,{"slug":456,"title":457,"shortTitle":458,"definition":459,"status":30,"industries":460,"functions":461,"patterns":462,"audience":37,"autonomy":61,"adoptionStage":39,"segment":216,"evidenceCount":40,"publicEvidenceCount":65,"organizations":464,"bestGrade":45,"headline":467,"lastVerified":77,"indexable":11},"travel-insurance-claims-and-assistance-agent","AI agent for travel insurance claims and assistance","Travel insurance claims and assistance","An AI agent that helps insured travellers around the clock and in their own language: it answers cover questions, takes claims for delays, cancellations, lost baggage and medical costs, reads the receipts and certificates they upload, settles simple claims within set limits, and connects medical emergencies and complex cases to the assistance team at once.",[214,187],[216,34],[7,59,135,60,463],"translation",[465,466],"Allianz Partners","General Insurance Association of Singapore",{"kpi":242,"label":243,"unit":72,"n":20,"nUpTo":23,"kind":73,"value":157,"qualifier":468,"claimant":76,"organization":465,"vendorReported":10},"up-to",{"slug":470,"title":471,"shortTitle":472,"definition":473,"status":30,"industries":474,"functions":475,"patterns":476,"audience":37,"autonomy":61,"adoptionStage":88,"evidenceCount":237,"publicEvidenceCount":218,"organizations":477,"bestGrade":45,"headline":483,"lastVerified":158,"indexable":11},"utility-billing-and-move-agent","AI agent for utility billing, payments, meter readings and move in or move out","Utility billing and home moves","An AI agent for energy and water customers that explains bills and tariffs, takes meter readings, sets up or changes payments, and handles move in and move out (final reads, closing one account and opening the next), across phone, messaging, email and the app, while anyone in payment difficulty, in a vulnerable situation or with a complaint is handed to a person.",[165],[34,57],[7,59,60,36],[478,479,480,481,482],"Aydem Energy","Dubai Electricity and Water Authority","EDF","Octopus Energy","Pacific Gas and Electric Company",{"kpi":70,"label":71,"unit":72,"n":65,"nUpTo":20,"kind":73,"value":179,"qualifier":107,"claimant":76,"organization":478,"vendorReported":10},{"slug":485,"title":486,"shortTitle":487,"definition":488,"status":30,"industries":489,"functions":491,"patterns":492,"audience":37,"autonomy":119,"adoptionStage":88,"evidenceCount":40,"publicEvidenceCount":40,"organizations":494,"bestGrade":45,"headline":46,"lastVerified":77,"indexable":11},"publisher-archive-answer-engine","AI answer engine for readers built on a publisher's own journalism","Publisher archive answer engine","A generative AI search and answer tool on a publisher's own site or app that answers readers' questions only from that publisher's published journalism and archive, cites the articles it used, and declines to answer when its own reporting does not cover the question.",[490],"media-and-entertainment",[34],[36,7,493],"summarization",[495,496,497],"Financial Times","TIME","The Washington Post",{"slug":499,"title":500,"shortTitle":501,"definition":502,"status":30,"industries":503,"functions":504,"patterns":506,"audience":37,"autonomy":61,"adoptionStage":88,"segment":63,"evidenceCount":218,"publicEvidenceCount":218,"organizations":507,"bestGrade":45,"headline":512,"lastVerified":77,"indexable":11},"business-connectivity-quoting-and-service-assistant","AI assistant for B2B telecom quoting, sales and service","B2B quoting and service","An AI assistant that serves business customers of a telecom operator and the sellers who look after them: it answers product, pricing and contract questions, prepares configurations and quotes for connectivity, mobile fleets and devices, drafts responses to tenders, and handles routine service requests and fault tickets, with a sales or service specialist approving anything binding.",[145],[86,34,505],"product-and-pricing",[7,36,60,418,236],[508,509,510,450,511],"Lumen Technologies","SoftBank Corp.","Telefónica España","Vodafone Business",{"kpi":70,"label":71,"unit":72,"n":23,"nUpTo":20,"kind":73,"value":157,"qualifier":107,"claimant":76,"organization":509,"vendorReported":10},{"slug":514,"title":515,"shortTitle":516,"definition":517,"status":30,"industries":518,"functions":519,"patterns":521,"audience":37,"autonomy":522,"adoptionStage":88,"evidenceCount":206,"publicEvidenceCount":206,"organizations":523,"bestGrade":45,"headline":531,"lastVerified":158,"indexable":11},"benefits-eligibility-and-application-assistant","AI assistant for benefits eligibility questions and applications","Benefits eligibility and application assistant","An AI assistant that helps people understand which public benefits and grants may apply to them, explains the rules and documents in plain language, guides them through the application and checks it for completeness, while the eligibility decision stays with the agency's rules and caseworkers.",[354],[520,447,34],"citizen-services",[7,36,59,135],"copilot",[524,525,526,527,528,529,530],"Department for Work and Pensions","Federal Student Aid (U.S. Department of Education)","Federal Emergency Management Agency","Gemeente Nissewaard","Leeds City Council","Région Provence-Alpes-Côte d'Azur (Région Sud)","YoungWilliams",{"kpi":226,"label":227,"unit":72,"n":65,"nUpTo":20,"kind":73,"value":244,"qualifier":107,"claimant":76,"organization":524,"vendorReported":10},{"slug":533,"title":534,"shortTitle":535,"definition":536,"status":30,"industries":537,"functions":538,"patterns":540,"audience":37,"autonomy":61,"adoptionStage":62,"evidenceCount":541,"publicEvidenceCount":389,"organizations":542,"bestGrade":45,"headline":552,"lastVerified":77,"indexable":11},"citizen-information-assistant","AI assistant for citizen information and government services","Citizen information assistant","An AI assistant that answers residents' and businesses' questions about government services in plain language, grounded only in official guidance with links to the source, points them to the right online service or office, and hands anything personal, urgent or outside its content to a human with the context attached.",[354],[520,34,539],"knowledge-management",[36,7,59,134],11,[543,544,545,546,547,548,549,550,551],"Abu Dhabi Government (TAMM)","Driver and Vehicle Licensing Agency","Estonian Information System Authority (RIA)","Foreign, Commonwealth and Development Office","Gemeente Tilburg","Government Digital Service","Government of the City of Buenos Aires","Madrid Destino","Montgomery County Government",{"kpi":226,"label":227,"unit":72,"n":23,"nUpTo":20,"kind":73,"value":261,"qualifier":298,"claimant":76,"organization":546,"vendorReported":10},{"slug":554,"title":555,"shortTitle":556,"definition":557,"status":30,"industries":558,"functions":559,"patterns":560,"audience":37,"autonomy":61,"adoptionStage":88,"segment":561,"evidenceCount":218,"publicEvidenceCount":65,"organizations":562,"bestGrade":45,"headline":563,"lastVerified":77,"indexable":11},"corporate-client-servicing-assistant","AI assistant for corporate and commercial client servicing","Corporate client servicing","A conversational assistant inside the corporate banking portal, app and messaging channels that answers finance and treasury teams' servicing questions, such as payment status, balances, cut off times, fees and how to submit an instruction, resolves routine requests end to end and hands the rest to a service specialist who has an AI copilot.",[54,55],[34,57],[7,36,60,493],"specialized-businesses",[121,68],{"kpi":379,"label":380,"unit":72,"n":23,"nUpTo":20,"kind":73,"value":564,"qualifier":107,"claimant":76,"organization":121,"vendorReported":10},16,{"slug":566,"title":567,"shortTitle":568,"definition":569,"status":30,"industries":570,"functions":571,"patterns":573,"audience":37,"autonomy":38,"adoptionStage":88,"segment":561,"evidenceCount":64,"publicEvidenceCount":64,"organizations":575,"bestGrade":45,"headline":580,"lastVerified":77,"indexable":11},"developer-api-integration-assistant","AI assistant for developers integrating a company's APIs","API integration assistant","An AI assistant on a developer portal and in its documentation that answers integration questions, recommends the right endpoints, helps debug connections and generates sample calls, grounded in the API catalogue, reference docs and test material, so clients and partners integrate faster with fewer support tickets.",[114,54,55,268],[306,34,572],"onboarding-and-kyc",[36,7,574],"code-generation",[576,577,578,579],"CircleCI","Mapbox","monday.com","U.S. Bank",{"kpi":379,"label":380,"unit":72,"n":23,"nUpTo":20,"kind":73,"value":395,"qualifier":107,"claimant":76,"organization":577,"vendorReported":10},{"slug":582,"title":583,"shortTitle":584,"definition":585,"status":30,"industries":586,"functions":587,"patterns":588,"audience":37,"autonomy":61,"adoptionStage":88,"segment":63,"evidenceCount":237,"publicEvidenceCount":40,"organizations":589,"bestGrade":175,"headline":593,"lastVerified":77,"indexable":11},"digital-onboarding-assistant","AI assistant for digital account onboarding and KYC","Digital onboarding","A customer facing AI assistant that guides a new applicant, a person or a small merchant, through a digital account, card or relationship application: it collects and checks identity and supporting documents, orchestrates the know your customer and anti money laundering checks, prefills what it can and sends only the unclear cases to a human reviewer with a summary. The ownership research for complex corporate clients is a separate back office job.",[54,55,188],[572,86,34],[7,135,149,60],[590,591,592],"Albo","Deutsche Bank","M-DAQ Global",{"kpi":594,"label":595,"unit":596,"n":23,"nUpTo":20,"kind":73,"value":395,"qualifier":107,"claimant":180,"organization":592,"vendorReported":11},"productivity-gain","Productivity gain","multiplier",{"slug":598,"title":599,"shortTitle":600,"definition":601,"status":30,"industries":602,"functions":603,"patterns":605,"audience":308,"autonomy":61,"adoptionStage":88,"evidenceCount":64,"publicEvidenceCount":40,"organizations":606,"bestGrade":45,"headline":46,"lastVerified":77,"indexable":11},"employee-onboarding-assistant","AI assistant for employee onboarding","Employee onboarding assistant","An assistant that guides each new employee from signed contract through the first months: it answers first week questions in plain language, tracks the personal onboarding checklist, triggers the paperwork, equipment, access and training steps in the systems that own them, and keeps the manager and HR informed of what is still open.",[114,354,167,116],[604,539],"human-resources",[7,36,60],[607,608,609],"American Addiction Centers","KPMG","U.S. Department of Agriculture",{"slug":611,"title":612,"shortTitle":613,"definition":614,"status":30,"industries":615,"functions":616,"patterns":617,"audience":308,"autonomy":522,"adoptionStage":39,"segment":63,"evidenceCount":65,"publicEvidenceCount":65,"organizations":618,"bestGrade":45,"headline":46,"lastVerified":77,"indexable":11},"goal-based-financial-planning-assistant","AI assistant for goal based financial planning","Goal based planning","An AI assistant that turns a client's goals into projections and what if scenarios using a rules based planning engine, explains the trade offs in plain language and prepares the plan for an advisor to validate, with every assumption disclosed and reproducible.",[188,54],[86,34,505],[7,236,60],[619,620],"CIMB Niaga","Vanguard",{"slug":622,"title":623,"shortTitle":624,"definition":625,"status":30,"industries":626,"functions":627,"patterns":628,"audience":308,"autonomy":61,"adoptionStage":88,"evidenceCount":218,"publicEvidenceCount":64,"organizations":629,"bestGrade":45,"headline":631,"lastVerified":77,"indexable":11},"hr-and-policy-assistant","AI assistant for HR and policy questions","HR and policy assistant","An employee self service assistant that answers questions on leave, pay and tax forms, benefits, expenses, travel and conduct policies from the organization's own HR documents, personalized to the employee's country and role, and starts simple HR transactions such as leave requests or employment letters in the HR system.",[114,54,268,116],[604,539],[36,7,60],[121,313,630,315],"Turing",{"kpi":317,"label":318,"unit":72,"n":65,"nUpTo":20,"kind":73,"value":632,"qualifier":107,"claimant":76,"organization":313,"vendorReported":10},99,{"slug":634,"title":635,"shortTitle":636,"definition":637,"status":30,"industries":638,"functions":639,"patterns":640,"audience":37,"autonomy":61,"adoptionStage":88,"evidenceCount":40,"publicEvidenceCount":40,"organizations":641,"bestGrade":45,"headline":46,"lastVerified":77,"indexable":11},"student-enrollment-and-services-assistant","AI assistant for student enrollment and student services","Student enrollment assistant","An AI assistant that answers admitted and current students' questions about admissions, financial aid, registration, housing and deadlines by text message and web chat, sends timely reminders for the tasks each student still has to complete, and hands personal or complex cases to staff.",[32],[34,57],[7,36,134],[642,643,644],"Adelphi University","Austin Peay State University","Georgia State University",{"slug":646,"title":647,"shortTitle":648,"definition":649,"status":30,"industries":650,"functions":651,"patterns":653,"audience":37,"autonomy":61,"adoptionStage":62,"evidenceCount":64,"publicEvidenceCount":64,"organizations":654,"bestGrade":45,"headline":658,"lastVerified":158,"indexable":11},"tax-questions-and-filing-assistant","AI assistant for tax questions and filing support","Tax questions and filing assistant","An AI assistant that answers taxpayers' questions about taxes, deadlines, refunds and payments, lets authenticated taxpayers check their status or set up a payment plan within set rules, and guides them through filing, while assessments, penalties and disputes stay with the tax authority's staff and systems.",[354],[520,34,652],"finance-and-accounting",[7,59,36,134],[655,656,657],"ClearTax","HM Revenue and Customs","Internal Revenue Service",{"kpi":226,"label":227,"unit":72,"n":23,"nUpTo":20,"kind":73,"value":659,"qualifier":107,"claimant":76,"organization":656,"vendorReported":10},83.03,{"slug":661,"title":662,"shortTitle":663,"definition":664,"status":30,"industries":665,"functions":666,"patterns":667,"audience":37,"autonomy":61,"adoptionStage":39,"segment":63,"evidenceCount":40,"publicEvidenceCount":40,"organizations":668,"bestGrade":45,"headline":670,"lastVerified":158,"indexable":11},"order-to-activation-and-esim-onboarding-assistant","AI assistant for telecom order to activation and eSIM onboarding","Order to activation and eSIM onboarding","An AI assistant that takes a new or existing customer from order to a working service: it collects and checks the order details, guides number porting, eSIM download or SIM activation and installation appointments, tracks the order and fixes or escalates the step that is stuck, on messaging, app, web or phone.",[145],[86,572,34,57],[7,60,134,135],[669,151,450],"Reliance Jio",{"kpi":242,"label":243,"unit":72,"n":23,"nUpTo":20,"kind":73,"value":261,"qualifier":107,"claimant":76,"organization":151,"vendorReported":10},{"slug":672,"title":673,"shortTitle":674,"definition":675,"status":30,"industries":676,"functions":677,"patterns":678,"audience":37,"autonomy":61,"adoptionStage":88,"segment":63,"evidenceCount":389,"publicEvidenceCount":389,"organizations":679,"bestGrade":45,"headline":683,"lastVerified":158,"indexable":11},"plan-upgrade-and-sales-assistant","AI assistant for telecom plan upgrades, add ons and sales","Plan upgrade and sales assistant","An AI assistant that helps existing and prospective customers choose, compare and buy the right mobile, broadband or TV plan, device or extra, in the app, in messaging, on the phone or through a human advisor, using the customer's usage and eligibility and the operator's current offers, and that completes the order or passes a ready quote to a person.",[145],[86,34,270],[418,7,36,59,60],[669,201,680,151,681,682,450,152,154],"Orange France","T-Mobile","Telenet",{"kpi":278,"label":279,"unit":72,"n":23,"nUpTo":20,"kind":73,"value":179,"qualifier":107,"claimant":180,"organization":682,"vendorReported":11},{"slug":685,"title":686,"shortTitle":687,"definition":688,"status":30,"industries":689,"functions":690,"patterns":691,"audience":308,"autonomy":38,"adoptionStage":88,"segment":63,"evidenceCount":40,"publicEvidenceCount":40,"organizations":693,"bestGrade":175,"headline":696,"lastVerified":77,"indexable":11},"retail-store-and-kiosk-assistant","AI assistant for telecom retail stores, from associate copilot to digital human kiosk","Retail store and kiosk assistant","An AI assistant for telecom shops that gives store associates quick, sourced answers on plans, promotions, devices and the customer's account during the conversation, and that can also greet and serve customers directly on an in store screen or kiosk, sometimes as a digital human, handing them to an associate when they are ready to buy or need help.",[145],[86,34,539],[36,692,7,418],"digital-human",[694,695,681],"Bouygues Telecom","Deutsche Telekom",{"kpi":226,"label":227,"unit":72,"n":23,"nUpTo":20,"kind":73,"value":697,"qualifier":107,"claimant":180,"organization":694,"vendorReported":11},95,{"slug":699,"title":700,"shortTitle":701,"definition":702,"status":30,"industries":703,"functions":705,"patterns":708,"audience":308,"autonomy":38,"adoptionStage":88,"segment":561,"evidenceCount":218,"publicEvidenceCount":218,"organizations":709,"bestGrade":45,"headline":714,"lastVerified":77,"indexable":11},"treasury-cash-flow-forecasting","AI cash flow forecasting for corporate treasury","Treasury cash forecasting","Machine learning and conversational analytics, offered by some banks inside their cash management platforms, that categorise a company's cash flows, forecast positions across accounts and currencies, and answer treasurers' questions in plain language, so the treasury team decides on funding and idle balances with better information and less spreadsheet work.",[54,114,369,115,704],"manufacturing",[706,652,707],"treasury","analytics-and-reporting",[357,134,7,60],[710,121,711,712,713],"Amtrak","Domino's Pizza","JPMorgan Chase","Prysmian",{"kpi":594,"label":595,"unit":72,"n":65,"nUpTo":23,"kind":73,"value":74,"qualifier":75,"claimant":76,"organization":712,"vendorReported":10},{"slug":716,"title":717,"shortTitle":718,"definition":719,"status":30,"industries":720,"functions":721,"patterns":725,"audience":726,"autonomy":61,"adoptionStage":88,"segment":171,"evidenceCount":64,"publicEvidenceCount":64,"organizations":727,"bestGrade":45,"headline":46,"lastVerified":158,"indexable":11},"sme-cash-flow-underwriting","AI cash flow underwriting for small business loans","SME cash flow underwriting","An underwriting engine that assesses a small business's repayment capacity from live bank transactions, point of sale and payment flows, receivables and accounting data instead of audited accounts, and returns a decision recommendation with the evidence and reasons behind it.",[54],[722,723,724],"lending-and-credit","underwriting","risk-management",[357,135,60,7],"back-office",[728,729,730,731],"MYbank","National Australia Bank","OakNorth Bank","Sumitomo Mitsui Banking Corporation",{"slug":733,"title":734,"shortTitle":735,"definition":736,"status":30,"industries":737,"functions":738,"patterns":739,"audience":308,"autonomy":522,"adoptionStage":39,"segment":740,"evidenceCount":65,"publicEvidenceCount":65,"organizations":741,"bestGrade":45,"headline":46,"lastVerified":77,"indexable":11},"field-technician-copilot-and-dispatch","AI copilot for field technicians and dispatch optimization","Field technician copilot and dispatch","AI that decides whether a fault needs a site visit at all, predicts what work and parts a job will need, helps plan and update appointments, and gives technicians on site guided diagnosis and instant answers from manuals and past jobs, so more jobs are fixed on the first visit.",[145],[147,57,34],[357,36,7,134],"network",[742,743],"nbn","Openreach",{"slug":745,"title":746,"shortTitle":747,"definition":748,"status":30,"industries":749,"functions":750,"patterns":751,"audience":308,"autonomy":38,"adoptionStage":88,"segment":752,"evidenceCount":40,"publicEvidenceCount":40,"organizations":753,"bestGrade":45,"headline":757,"lastVerified":77,"indexable":11},"plant-operator-and-maintenance-copilot","AI copilot for plant operators and maintenance technicians","Plant operator and maintenance copilot","A generative AI assistant for the people who run and repair machines in plants, workshops and service centres: it answers fault and procedure questions from equipment manuals, fault reports, shift logs and live machine data, in the technician's language, with links to the sources, so faults are diagnosed faster and expert knowledge is not lost when experienced staff retire.",[704,166],[57,539],[36,7,493,463],"production",[754,755,756],"BMW Group","Georgia-Pacific","Textron Aviation",{"kpi":758,"label":759,"unit":760,"n":20,"nUpTo":23,"kind":73,"value":192,"qualifier":468,"claimant":180,"organization":756,"vendorReported":11},"time-saved-per-task","Time saved per task","minutes",{"slug":762,"title":763,"shortTitle":764,"definition":765,"status":30,"industries":766,"functions":767,"patterns":768,"audience":726,"autonomy":61,"adoptionStage":88,"segment":171,"evidenceCount":218,"publicEvidenceCount":218,"organizations":769,"bestGrade":45,"headline":46,"lastVerified":158,"indexable":11},"alternative-data-credit-scoring","AI credit scoring with alternative data for thin file applicants","Alternative data credit scoring","A machine learning credit model that adds consumer permissioned alternative data, such as bank account cash flow, rent, utility and telco payments or ecosystem data, to credit bureau data, so a lender can assess applicants with thin or no credit files and return a decision with specific reasons.",[54,55],[722,723,724],[357,135,7],[770,771,772,773,774],"Atlanticus","Golden 1 Credit Union","GXS Bank","Patelco Credit Union","Upstart Network",{"slug":776,"title":777,"shortTitle":778,"definition":779,"status":30,"industries":780,"functions":781,"patterns":783,"audience":308,"autonomy":522,"adoptionStage":39,"segment":171,"evidenceCount":65,"publicEvidenceCount":65,"organizations":784,"bestGrade":45,"headline":46,"lastVerified":77,"indexable":11},"adverse-action-explanations","AI drafted explanations for credit declines and adverse actions","Adverse action explanations","An assistant that turns the reason codes of a credit model into an accurate, specific and readable explanation of a decline, reduced limit or repricing for the customer, and a matching internal rationale for the file, without adding any reason the model did not produce.",[54,55],[722,782,34],"regulatory-compliance",[236,36,7],[785,786],"Discover Financial Services","Wells Fargo",{"slug":788,"title":789,"shortTitle":790,"definition":791,"status":30,"industries":792,"functions":793,"patterns":794,"audience":308,"autonomy":38,"adoptionStage":62,"evidenceCount":64,"publicEvidenceCount":64,"organizations":795,"bestGrade":45,"headline":46,"lastVerified":77,"indexable":11},"enterprise-knowledge-search","AI enterprise knowledge search for employees","Enterprise knowledge search","An assistant that lets any employee ask a question in plain language and get a synthesized answer from the organization's own policies, procedures, product manuals and research, with citations to the source documents and only from documents the employee is allowed to see.",[114,54,188,214,354,167],[539,57,34],[36,7,493],[121,796,797,786],"Morgan Stanley","SIGNAL IDUNA",{"slug":799,"title":800,"shortTitle":801,"definition":802,"status":30,"industries":803,"functions":804,"patterns":805,"audience":37,"autonomy":61,"adoptionStage":88,"segment":63,"evidenceCount":309,"publicEvidenceCount":237,"organizations":806,"bestGrade":45,"headline":46,"lastVerified":77,"indexable":11},"financial-wellbeing-coach","AI financial wellbeing coach in the banking app","Financial wellbeing coach","An in app AI assistant that the customer opens to understand their own money: it uses the customer's transaction data to explain their spending, forecast upcoming bills and cash flow, set and track savings goals and answer money questions in plain language, staying on the guidance side of the line between guidance and regulated financial advice.",[54],[34,270],[7,418,357,60],[121,67,807,808,809,257],"Hyundai Card","Royal Bank of Canada","Starling Bank",{"slug":811,"title":812,"shortTitle":813,"definition":814,"status":30,"industries":815,"functions":816,"patterns":817,"audience":37,"autonomy":522,"adoptionStage":88,"evidenceCount":64,"publicEvidenceCount":64,"organizations":818,"bestGrade":45,"headline":46,"lastVerified":77,"indexable":11},"immigration-and-visa-application-assistant","AI for immigration and visa applications, from applicant questions to case preparation","Immigration and visa application assistant","AI that helps applicants understand immigration and visa requirements and submit complete applications, and helps immigration staff prepare cases by extracting form data, classifying evidence, routing applications and supporting interviews, while every grant or refusal is decided by an officer against the immigration rules.",[354],[520,447,57],[7,135,134,463],[819,820,821,822],"Home Office (Visa, Status and Information Services)","U.S. Department of State (Bureau of Consular Affairs)","U.S. Immigration and Customs Enforcement","U.S. Citizenship and Immigration Services",{"slug":824,"title":825,"shortTitle":826,"definition":827,"status":30,"industries":828,"functions":829,"patterns":830,"audience":726,"autonomy":522,"adoptionStage":39,"segment":831,"evidenceCount":40,"publicEvidenceCount":40,"organizations":832,"bestGrade":45,"headline":46,"lastVerified":158,"indexable":11},"insurance-renewal-and-retention","AI for insurance renewal processing and customer retention","Renewal and retention","AI that prepares and runs the renewal cycle: it digitizes renewal submissions and changes in risk for underwriters, flags policies at risk of lapsing or leaving, prepares the renewal conversation and answers customers' renewal questions, while renewal prices stay governed by the insurer's pricing rules and fair value obligations.",[214],[723,34,86],[357,135,7,418],"distribution",[833,292,834],"Hiscox","Zurich Insurance Group",{"slug":836,"title":837,"shortTitle":838,"definition":839,"status":30,"industries":840,"functions":841,"patterns":842,"audience":37,"autonomy":61,"adoptionStage":88,"evidenceCount":206,"publicEvidenceCount":206,"organizations":843,"bestGrade":45,"headline":849,"lastVerified":158,"indexable":11},"non-emergency-service-request-routing","AI for non emergency service requests and 311 routing","Non emergency service request routing","An AI agent on a city's 311 style phone, chat and messaging channels that answers routine municipal questions, takes service requests such as potholes, missed collections or broken street lights with the right location and details, creates the case in the work order system and routes anything urgent or complex to the right team.",[354],[520,34,447],[7,59,134,60],[543,844,845,846,551,847,848],"London Borough of Barnet","City of Kelowna","Galt Police Department","Newcastle City Council","Rio de Janeiro City Data Office (Escritório de Dados)",{"kpi":226,"label":227,"unit":72,"n":23,"nUpTo":20,"kind":73,"value":850,"qualifier":107,"claimant":180,"organization":845,"vendorReported":11},80,{"slug":852,"title":853,"shortTitle":854,"definition":855,"status":30,"industries":856,"functions":857,"patterns":858,"audience":308,"autonomy":522,"adoptionStage":39,"evidenceCount":218,"publicEvidenceCount":218,"organizations":859,"bestGrade":45,"headline":863,"lastVerified":158,"indexable":11},"permit-and-licence-application-processing","AI for permit and licence application processing","Permit and licence application processing","AI that helps applicants submit complete permit and licence applications and helps officers process them, by answering questions about requirements, checking applications for missing or inconsistent information, pulling the relevant policies, history and constraints, and drafting reports, while the grant or refusal stays with a named officer or a published rule.",[354],[520,447,782],[135,60,36,7],[860,528,861,609,862],"Intellectual Property Office","U.S. Fish and Wildlife Service","West Berkshire Council",{"kpi":226,"label":227,"unit":72,"n":23,"nUpTo":20,"kind":73,"value":864,"qualifier":298,"claimant":76,"organization":528,"vendorReported":10},85,{"slug":866,"title":867,"shortTitle":868,"definition":869,"status":30,"industries":870,"functions":872,"patterns":873,"audience":726,"autonomy":61,"adoptionStage":88,"evidenceCount":64,"publicEvidenceCount":64,"organizations":874,"bestGrade":45,"headline":46,"lastVerified":77,"indexable":11},"adverse-event-case-intake","AI for pharmacovigilance adverse event case intake","Adverse event case intake","AI that takes in adverse event reports about medicines, vaccines and devices from calls, emails, forms, literature and partner files, decides whether each is a valid case, flags seriousness, extracts and codes the case data into the safety database format, and routes it to drug safety professionals, who review medical content and regulatory reporting.",[871,354],"pharma-and-life-sciences",[782,447,57],[135,134,7],[875,876,877,878],"Bayer","U.S. Food and Drug Administration, Center for Drug Evaluation and Research","U.S. Food and Drug Administration","Pfizer",{"slug":880,"title":881,"shortTitle":882,"definition":883,"status":30,"industries":884,"functions":885,"patterns":886,"audience":37,"autonomy":522,"adoptionStage":88,"evidenceCount":218,"publicEvidenceCount":218,"organizations":887,"bestGrade":45,"headline":892,"lastVerified":77,"indexable":11},"recruitment-screening-and-interview-scheduling","AI for recruitment screening and interview scheduling","Recruitment screening and scheduling","AI that answers candidates' questions, collects applications in conversation, schedules interviews and, where the organization chooses, assesses applications against the job requirements for a recruiter, who makes every selection decision. In the EU, the screening part is a high risk AI system under Annex III point 4 of the AI Act.",[114,354,187,167],[604],[7,134,357,60],[888,889,821,890,891],"Chipotle Mexican Grill","Gojob","Mastercard","Trace3",{"kpi":893,"label":894,"unit":72,"n":23,"nUpTo":20,"kind":73,"value":74,"qualifier":75,"claimant":76,"organization":890,"vendorReported":10},"processing-time-reduction","Cycle time reduction",{"slug":896,"title":897,"shortTitle":898,"definition":899,"status":30,"industries":900,"functions":901,"patterns":902,"audience":726,"autonomy":61,"adoptionStage":62,"segment":903,"evidenceCount":64,"publicEvidenceCount":64,"organizations":904,"bestGrade":45,"headline":907,"lastVerified":77,"indexable":11},"churn-prediction-and-retention-offers","AI for telecom churn prediction and retention offers","Churn prediction and retention","AI for telecom operators that scores each subscriber's risk of leaving from usage, service, billing and contact signals, explains the likely reason, and chooses the next best retention action, such as fixing a problem, adjusting a plan or making an offer, delivered through the app, messaging, an agent or an advisor within approved offer budgets.",[145],[270,34,86,707],[357,418,7],"middle-office",[905,682,152,906],"Etisalat","Vodafone UK",{"kpi":908,"label":909,"unit":72,"n":65,"nUpTo":20,"kind":73,"value":910,"qualifier":107,"claimant":180,"organization":682,"vendorReported":11},"churn-reduction","Churn reduction",20,{"slug":912,"title":913,"shortTitle":914,"definition":915,"status":30,"industries":916,"functions":917,"patterns":918,"audience":37,"autonomy":61,"adoptionStage":88,"segment":63,"evidenceCount":40,"publicEvidenceCount":40,"organizations":919,"bestGrade":175,"headline":46,"lastVerified":77,"indexable":11},"home-loan-assistant-and-prequalification","AI home loan assistant with pre qualification","Home loan assistant","A customer facing assistant that answers home loan questions (rates, loan to value, fees, the documents needed), runs indicative affordability and borrowing estimates from the bank's published rules, and books the customer with a mortgage specialist, grounded in the bank's current, versioned product and policy documents.",[54,84],[722,86,34],[36,7,59],[920,921,922],"Figure","Loft","Safe Rate",{"slug":924,"title":925,"shortTitle":926,"definition":927,"status":30,"industries":928,"functions":929,"patterns":930,"audience":308,"autonomy":38,"adoptionStage":62,"segment":63,"evidenceCount":237,"publicEvidenceCount":237,"organizations":931,"bestGrade":45,"headline":46,"lastVerified":158,"indexable":11},"wealth-advisor-knowledge-assistant","AI knowledge assistant for wealth advisors and relationship managers","Advisor knowledge assistant","A conversational assistant that answers a wealth advisor's or relationship manager's questions in seconds from the firm's own research, house view, product documentation and policies, with every answer linked to the source document so the advisor can check it before using it with a client.",[188,54],[539,86,34],[36,7],[121,932,712,796,933,934],"Citi","UBS","Yes Bank",{"slug":936,"title":937,"shortTitle":938,"definition":939,"status":30,"industries":940,"functions":941,"patterns":942,"audience":37,"autonomy":522,"adoptionStage":39,"segment":561,"evidenceCount":65,"publicEvidenceCount":65,"organizations":943,"bestGrade":45,"headline":46,"lastVerified":77,"indexable":11},"corporate-account-onboarding-orchestration","AI orchestration of corporate account opening and channel setup","Corporate onboarding operations","An AI agent that runs the operational setup of a corporate client after the due diligence has been approved: it reads mandates, board resolutions and signatory documents, prepares accounts, users, roles and payment entitlements for approval, configures channel access, and chases outstanding items with the client, turning a manual setup that passes between several teams into a tracked, guided flow.",[54],[572,57],[60,135,7,236],[932,944],"Standard Chartered",{"slug":946,"title":947,"shortTitle":948,"definition":949,"status":30,"industries":950,"functions":951,"patterns":952,"audience":308,"autonomy":38,"adoptionStage":88,"evidenceCount":40,"publicEvidenceCount":40,"organizations":953,"bestGrade":45,"headline":955,"lastVerified":158,"indexable":11},"conversation-roleplay-training","AI roleplay training for customer conversations","Conversation roleplay training","A training simulator in which generative AI plays a realistic customer, by voice or text, so service, sales and crisis staff can rehearse difficult conversations as often as they need before they handle live ones, and receive structured feedback against the organization's own standards.",[114,54,214,145,354,116],[604,34,86],[7,59,236],[121,954,361],"GoHealth",{"kpi":278,"label":279,"unit":72,"n":23,"nUpTo":20,"kind":73,"value":956,"qualifier":107,"claimant":180,"organization":954,"vendorReported":11},21,{"slug":958,"title":959,"shortTitle":960,"definition":961,"status":30,"industries":962,"functions":963,"patterns":964,"audience":37,"autonomy":61,"adoptionStage":88,"segment":63,"evidenceCount":237,"publicEvidenceCount":237,"organizations":965,"bestGrade":45,"headline":966,"lastVerified":158,"indexable":11},"scam-payment-interception","AI scam intervention for instant payments","Scam payment interception","AI that talks to the customer when they are about to authorise an instant payment that looks like a scam: it combines the payee check and the risk score, asks targeted questions about the payment in plain language, explains the specific scam pattern, and holds, delays or escalates the payment to a human specialist when the risk stays high. Unlike fraud scoring, which stops payments the customer did not make, it protects customers from payments they are being manipulated into making.",[54,55],[132,34],[7,357,60,59],[67,890,256,809,154,257],{"kpi":967,"label":968,"unit":72,"n":65,"nUpTo":20,"kind":73,"value":969,"qualifier":107,"claimant":180,"organization":809,"vendorReported":11},"detection-rate-improvement","Detection improvement",300,{"slug":971,"title":972,"shortTitle":973,"definition":974,"status":30,"industries":975,"functions":976,"patterns":977,"audience":37,"autonomy":119,"adoptionStage":88,"evidenceCount":978,"publicEvidenceCount":218,"organizations":979,"bestGrade":45,"headline":984,"lastVerified":77,"indexable":11},"conversational-shopping-assistant","AI shopping assistant for product discovery and recommendations","Conversational shopping assistant","A conversational assistant on a retailer's site or app that answers product questions, compares items and recommends products from the retailer's own catalog for a need, project or occasion described in the shopper's own words, grounded in product data, reviews and stock, and hands the shopper to a basket, a store or a human expert.",[114,115],[86,270,34],[7,418,36,60],10,[980,981,343,982,983],"Amazon","Lowe's","Walmart","Zalando",{"kpi":278,"label":279,"unit":596,"n":23,"nUpTo":20,"kind":73,"value":40,"qualifier":107,"claimant":180,"organization":343,"vendorReported":11},{"slug":986,"title":987,"shortTitle":988,"definition":989,"status":30,"industries":990,"functions":991,"patterns":992,"audience":37,"autonomy":522,"adoptionStage":88,"evidenceCount":309,"publicEvidenceCount":309,"organizations":994,"bestGrade":45,"headline":46,"lastVerified":158,"indexable":11},"public-service-translation","AI translation and interpretation for multilingual public services","Public service translation","AI that translates government content, documents and conversations between officials and the public, in writing and in real time speech, so people can use public services in their own language, with human translators and interpreters reviewing what carries legal or safety weight.",[354],[520,34,57],[463,7,993,135],"speech-analytics",[995,996,997,526,657,550,551,820],"Baltimore City 911 (Emergency Communications)","Delaware County","European Commission",{"slug":999,"title":1000,"shortTitle":1001,"definition":1002,"status":30,"industries":1003,"functions":1004,"patterns":1005,"audience":37,"autonomy":61,"adoptionStage":88,"evidenceCount":237,"publicEvidenceCount":218,"organizations":1006,"bestGrade":45,"headline":1011,"lastVerified":158,"indexable":11},"travel-and-hotel-booking-concierge","AI travel and hotel booking concierge","Travel and hotel booking concierge","A customer facing AI assistant that turns an open travel question into a concrete trip by searching live inventory for flights, hotels, rentals, cruises and activities, comparing options and answering questions about the property and the booking, then completes or hands off the booking and supports the traveller with changes and questions before and during the stay.",[187],[86,34],[7,418,36,60],[195,1007,1008,1009,1010],"Booking.com","Holland America Line","Priceline","Trip.com",{"kpi":242,"label":243,"unit":72,"n":23,"nUpTo":20,"kind":73,"value":395,"qualifier":107,"claimant":76,"organization":1007,"vendorReported":10},{"slug":1013,"title":1014,"shortTitle":1015,"definition":1016,"status":30,"industries":1017,"functions":1018,"patterns":1019,"audience":37,"autonomy":38,"adoptionStage":39,"evidenceCount":40,"publicEvidenceCount":40,"organizations":1020,"bestGrade":45,"headline":46,"lastVerified":77,"indexable":11},"ai-tutor-for-students","AI tutor that coaches students through problems","AI tutor for students","An AI tutor that works with a student on course material in a conversation, asking questions and giving hints instead of handing over answers, grounded in the course content and set up by the school or teacher, with limits on use and a clear route to a human teacher.",[32],[34],[7,36],[1021,1022,1023],"Hamilton County Schools","Harvard University","World Bank",{"slug":1025,"title":1026,"shortTitle":1027,"definition":1028,"status":30,"industries":1029,"functions":1030,"patterns":1031,"audience":37,"autonomy":119,"adoptionStage":88,"evidenceCount":218,"publicEvidenceCount":64,"organizations":1032,"bestGrade":175,"headline":46,"lastVerified":158,"indexable":11},"ai-visitor-and-tour-guide","AI visitor and tour guide for cities, museums and events","Visitor and tour guide","A location and context aware AI guide, often spoken, that tells visitors of cities, museums, heritage sites and events the stories behind what is around them and answers their questions in their own language, grounded in the organization's curated content and in the visitor's position or the object they scan.",[187,490,354],[34,270,539],[36,7,59,149,463],[1033,1034,550,1035],"Art Basel","Bloomberg Connects","National Gallery Singapore",{"slug":1037,"title":1038,"shortTitle":1039,"definition":1040,"status":30,"industries":1041,"functions":1042,"patterns":1043,"audience":37,"autonomy":61,"adoptionStage":88,"segment":831,"evidenceCount":23,"publicEvidenceCount":23,"organizations":1044,"bestGrade":45,"headline":46,"lastVerified":77,"indexable":11},"conversational-insurance-quote-and-buy","Conversational AI for insurance quote and buy","Conversational quote and buy","A customer facing AI agent that sells insurance directly in a conversation: it asks the rating questions in plain language, explains cover options, returns a price from the insurer's rating engine, handles objections and takes payment to bind the policy, with a licensed human available for advice and anything outside its limits.",[214],[86,34],[7,60,418,59],[222],{"slug":1046,"title":1047,"shortTitle":1048,"definition":1049,"status":30,"industries":1050,"functions":1051,"patterns":1052,"audience":37,"autonomy":61,"adoptionStage":88,"segment":63,"evidenceCount":237,"publicEvidenceCount":218,"organizations":1053,"bestGrade":175,"headline":46,"lastVerified":77,"indexable":11},"conversational-loan-application-intake","Conversational AI for loan application intake","Loan application intake","A conversational assistant on web, app, messaging or voice that explains loan products, captures the application through dialogue in the customer's language, checks documents and basic eligibility rules, and hands a complete, structured application to origination, without making the credit decision.",[54],[722,86,34],[7,135,36,59],[1054,920,1055,1056,275],"Absa Bank","Lloyds Banking Group","Oper 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Group","Volkswagen",{"slug":1070,"title":1071,"shortTitle":1072,"definition":1073,"status":30,"industries":1074,"functions":1075,"patterns":1076,"audience":308,"autonomy":38,"adoptionStage":88,"evidenceCount":40,"publicEvidenceCount":40,"organizations":1077,"bestGrade":45,"headline":46,"lastVerified":77,"indexable":11},"governed-text-to-sql-analytics","Governed text to SQL analytics assistant","Governed SQL analytics","An assistant that turns a business user's plain language question into a query against governed data, runs it under that user's own data permissions and returns the table or chart together with the SQL and the tables used, so routine ad hoc questions no longer queue for the data team.",[114,54,214,115,268,871],[707,306],[7,574,36],[875,1078,1079],"LinkedIn","Uber 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organization":577,"value":395,"qualifier":107,"claimant":76,"grade":175,"pooled":11},"mapbox-docs-ai-assistant",{"evidenceId":1141,"organization":656,"value":910,"qualifier":107,"claimant":76,"grade":45,"pooled":11},{"evidenceId":1161,"organization":121,"value":564,"qualifier":107,"claimant":76,"grade":45,"pooled":11},"bank-of-america-cashpro-chat",{"evidenceId":1091,"organization":68,"value":206,"qualifier":107,"claimant":76,"grade":45,"pooled":11},{"evidenceId":1164,"organization":480,"value":1150,"qualifier":107,"claimant":76,"grade":45,"pooled":11},"edf-ai-bill-explainer",{"kpi":242,"label":243,"unit":72,"aggregate":11,"higherIsBetter":11,"n":218,"nUpTo":65,"median":1166,"min":395,"max":244,"byClaimant":1167,"vendorOnly":10,"points":1168},74,{"organization":40,"vendor":65,"regulator":20,"independent":20},[1169,1171,1172,1174,1176,1178,1180],{"evidenceId":1170,"organization":194,"value":244,"qualifier":107,"claimant":180,"grade":175,"pooled":11},"air-india-aig-virtual-assistant",{"evidenceId":1100,"organization":151,"value":261,"qualifier":107,"claimant":76,"grade":45,"pooled":11},{"evidenceId":1173,"organization":314,"value":1166,"qualifier":298,"claimant":180,"grade":175,"pooled":11},"mercari-it-support-assistant",{"evidenceId":1175,"organization":465,"value":157,"qualifier":468,"claimant":76,"grade":45,"pooled":10},"allianz-partners-ai-claims-turnaround",{"evidenceId":1087,"organization":222,"value":1177,"qualifier":75,"claimant":76,"grade":45,"pooled":11},55,{"evidenceId":1179,"organization":197,"value":297,"qualifier":468,"claimant":76,"grade":45,"pooled":10},"bt-group-ee-aimee-virtual-assistant",{"evidenceId":1181,"organization":1007,"value":395,"qualifier":107,"claimant":76,"grade":45,"pooled":11},"booking-com-ai-trip-support-and-voice",{"kpi":1183,"label":1184,"unit":72,"aggregate":11,"higherIsBetter":11,"n":237,"nUpTo":20,"median":1185,"min":1186,"max":1187,"byClaimant":1188,"vendorOnly":10,"points":1189},"response-time-reduction","Response time 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